Event Cancellation Insurance For Your Charity

The cancellation, postponement, relocation or disruption of an event can lead to financial losses. Make sure your charity, voluntary organisation or community group is covered.

Charity event cancellation insurance you can rely on

Organising an event is a great way to raise the profile of your organisation and encourage donations. However, putting on an event requires a considerable financial outlay – so it’s important to have cover in place to prevent serious financial consequences if the event is cancelled.

Although there are a lot of steps you can take to reduce the risk of your event being cancelled, some things are simply out of your control. That’s where event cancellation insurance comes in – providing peace of mind that your charity or organisation won’t be financially exposed if you are forced to cancel or postpone an event.

We can provide cover in case your event is cancelled due to:

  • Adverse weather conditions
  • Period of national mourning
  • Sudden closure of crucial transport links
  • Non-appearance of a celebrity/special guest
  • Fire damage
  • Non-availability of planned event site/location
  • Contagious disease
  • Acts of terrorism
  • Delayed building or construction work
  • Personal bereavement
  • Strikes or labour disputes

Note: Coronavirus - COVID-19 related cancellations are not covered

How we protect your charity

When you are running any type of not for profit organisation it is important to have the correct type of cover in place.

BHIB Charities Insurance policies can include:

  • Public Liability
  • Employers' Liability
  • Contents Insurance

Additional cover includes:

  • Professional Indemnity
  • Trustee's Liability Insurance
  • For further covers available, please see the ‘What We Cover’ section

FAQs

Whether you are putting on a large summer fete, a jumble sale in the local village hall, a charity sports match or a glitzy fundraising auction – events take a lot of planning, a lot of time and energy and often they require a lot of money to organise.

While you can mitigate certain risks, some problems are just out of your control. Severe weather conditions, an outbreak of a contagious disease, acts of terrorism, delayed construction work on the event site – these are all examples of problems that could force a postponement, or even cancellation, of your event. 

Event cancellation insurance provides cover so your charity or organisation is not financially exposed if an event has to be cancelled.

It is always best practice to arrange cancellation insurance as early as possible for your event, as all circumstances that exist at the time you take out the policy are not covered. For example, if the field you plan to host a summer fete on is flooded, the policy will not cover you for cancelling the event due to flooding.

In addition, it is usually not possible to arrange cover for adverse weather cancellations within two weeks of the event date.

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