This can cover legal claims made against your charity or organisation by a claimant who alleges they have suffered a loss due to your actions.

For Community and Hospital radio, this could be as a result of alleged defamation or infringement of intellectual property rights, for example.

Find out more: Professional Indemnity Insurance for Charities

With many charities and not for profits relying more and more on technology and data to operate effectively, there is a growing need for cyber insurance to protect against a new and unique set of risks.

These risks can include both external and internal threats – whether it is a member of staff making a mistake, your systems being hit with a virus or a hacker attacking your network and stealing sensitive data, charities and voluntary organisations are not immune to disruptive and potentially damaging cyber threats.

Find out more: Cyber Insurance for Charities

Buildings insurance can protect your charity or organisation against physical risks to your property, such as fire, forced entry and flood. This means your organisation won’t be stuck with big repair bills and any disruption to your charity work can be mitigated.

Not all charities or voluntary organisations will require buildings insurance, so it is a good idea to make sure you know what your legal obligations are before buying a policy.

Find out more: Buildings Insurance for Charities